Last updated: October 6, 2026
These Terms of Use govern your use of futureprooflifeinsurances.com (the “Site”), operated by Future Proof Life Insurance (“we,” “us,” or “our”) in Detroit, Michigan. By using the Site you agree to these terms. If you do not agree, please do not use the Site.
Educational information, not advice
Content on the Site is provided for general educational purposes. It is not personalized insurance, legal, tax, investment, or medical advice, and reading it does not create an advisory or professional relationship. Please speak with a licensed insurance professional and, where relevant, a qualified attorney, tax adviser, or physician about your situation. See our Disclaimer & Disclosures.
No offer or contract of insurance
Nothing on the Site is an offer to sell, or a solicitation to buy, insurance in any place where it would be unlawful or where we are not licensed. Coverage exists only if an insurance company approves an application, issues a policy, and the required premium is paid, under the terms of that policy. Insurance companies, not this Site, decide eligibility, pricing, and claims.
Quotes, rates, and examples
Rates, costs, and examples on the Site are illustrative. Actual premiums and availability depend on the insurer, the product, your age, health, state of residence, and underwriting results, and may change.
Accuracy of content
We work to keep the Site accurate and current, but laws, insurer products, and prices change, and we make no guarantee that content is complete or up to date. Please confirm important details with the insurer or a licensed professional before acting.
Acceptable use
You agree not to misuse the Site, including by attempting to gain unauthorized access, interfering with its operation, submitting false or misleading information, or using it for unlawful purposes.
Third-party websites
The Site may link to third-party websites. We do not control or endorse them and are not responsible for their content or practices.
Intellectual property
The Site’s text, graphics, and design are owned by us or our licensors and are protected by law. You may view and share links to the Site for personal, non-commercial use. You may not copy or republish substantial portions without our written permission.
Disclaimer of warranties
The Site is provided “as is” and “as available.” To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of accuracy, fitness for a particular purpose, and non-infringement.
Limitation of liability
To the fullest extent permitted by law, we are not liable for any indirect, incidental, special, or consequential damages arising from your use of the Site or reliance on its content.
Governing law
These terms are governed by the laws of the State of Michigan, without regard to conflict-of-law rules.
Changes to these terms
We may update these terms from time to time. Continued use of the Site after changes means you accept the updated terms.
Contact us
Future Proof Life Insurance
Detroit, MI
Phone: (313) 622-4409
Email: jmitchl2@gmail.com